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INSURANCE PLANS ACCEPTED

At Champions Point Family Clinic, we are pleased to accept most major insurance plans to help serve our patients. This list is subject to change and encourage you to contact the clinic if you do not see your plan listed below.

​*Aceptamos los siguientes planes de seguro*:
  • Aetna - We accept most Aetna plans. Please note that we do NOT accept Aetna Memorial Hermann, Aetna HMO, Aetna TRS.
  • Ambetter - We accept most Superior Health Plans. We are NOT in-network providers for Ambetter Value plans.
  • BCBS of Texas - We accept BCBS PPO plans, BCBS  HMO  (if we are listed as the PCP), and BCBS TRS (if we are listed as the PCP. Please note that we do NOT accept the following BCBS plans: BCBS w/Medicaid, BCBS My Blue Health, BCBS Team Care.
  • Cigna​ - We accept most Cigna plans. Please note that we do NOT accept Cigna PPO Advantage.
  • ​Friday Health Plans
  • ​Humana - We accept most Humana plans. Please note that we do NOT accept Humana Golden Plus, Humana Choice HMO.
  • Meritain (Aetna Network)
  • Molina Healthcare
  • ​Sisco Benefits (Cigna)
  • UHC - We accept most United Health Care plans. Please note that we do NOT accept UHC - Medicare or UHC - Medicaid plans.
  • UMR Wasau
  • Wellcare-Tx with Superior Health Plan
  • Well Systems

UNDERSTANDING YOUR INSURANCE BENEFITS

Understanding your insurance plan can be difficult at times. For this reason, we believe that patient education is of utmost importance. Please take the time to read some of the information provided below:
  • Insurance Services – Champions Point Family Clinic is a participating provider for many health plans. As a courtesy to our patients, we will file claims with these companies. It is ultimately your responsibility for the full and timely payment on your account. We will attempt to verify coverage and benefits prior to your visit. If we are unable to verify benefits, we may ask you to pay in full or reschedule your visit until the verification can be obtained. This verification will be used to estimate your financial responsibility; however, this verification is not a guarantee by your health plan of coverage or payment. If your health plan denies any part (or the entirety of your claim), you agree that you are financially responsible for the balance.
  • Co-payments and Deductibles – Co-payments and deductibles must be paid for at the time of service. This arrangement is part of your contract with your insurance company. Failure on our part to collect co-payments and deductibles can be considered fraud. Some services will be covered under your office visit copay and some might apply towards your deductible. Some patients select plans that are deductible only plans. For deductible plans, it is our policy to collect the deductible according to your carrier’s fee schedule at the time of service. Verification of your benefits does not guarantee a payment by your insurance company. If we receive a denial or a letter stating that your benefits are different than at the time we called, we will send you a bill after the services have been rendered. We encourage ALL our patients to review the details of their plans carefully during open enrollment. 
  • Claim Denials - Certain office products, procedures or services may not be covered by your health plan. You are responsible for payment of these services and will be billed if we obtain a denial from your insurance company and/or we have not received payment from the insurance company within 60 days of our filing your claim. The balance of your claim is your responsibility whether your insurance company pays your claim or not. Your insurance benefit is a contract between you and your insurance company; we are not party to that contract. If your insurance changes, please notify us before your next visit so we can make the appropriate changes to help you receive your maximum benefits and reduce the possibility of a denied claim.
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